About Future Proof Finance

We are a traditional financial planning business built on trust, transparency, and partnership. Our Future Proof Finance is a Mortgage & Investment Intermediary established in January 2013. We believe that financial planning should be accessible to everyone, not just the wealthy. It’s essential to introduce financial education in schools, enabling children to understand finance and plan for their futures.osophy is simple: when you succeed financially, we succeed too.

Income Structure

• Income Model: Derived from fees, commissions, or a combination of both.
• Partnership Approach: We prefer payment based on Assets Under Management (AUM).
• Aligned Interests: Our earnings grow only when our clients’ wealth grows.
• Transparent Fees: All charges and payment schedules are 100% clear.
• No Hidden Costs: Absolutely no hidden charges or surprises.

Identifying the Gap

We recognized a significant gap in the Life Assurance and Pension markets, particularly regarding solid financial planning and annual service. Our approach is to work in partnership with clients, providing continuous advice and ongoing service, with their best interests at heart. We focus on ensuring that our clients’ policies align with their needs throughout different stages of their life cycle.

Challenges in the Industry

Post-2008, we observed that many brokerages and banks struggled with ineffective business models. Many individuals hadn’t spoken with an adviser about their pensions in years, largely due to shortcomings in the bank assurance model and the structure of life assurance companies. Our goal is to create mutually beneficial relationships with clients, ensuring they are better off for working with us.

Our Mission

We aim to simplify financial planning and engage more people in finance and the security it offers. Money is a tool, and when used correctly, it can provide numerous benefits. If you have questions regarding pensions, life assurance, investments, or related products that remain unanswered elsewhere, reach out to us. We strive to provide satisfactory answers without any obligation to do business with us.